We all know we need to have a budget, right? Track spending, set limits, etc. But that’s on the macro scale. What about the micro scale? When you have an event, a holiday, a trip, or a desperate need (such as winter clothes for the kids), do you do a budget work-up for that, or do you just try to shove it in wherever it will fit?
I have tried my best to budget these things separately. Obviously, I have the main budget, but usually, unless things are really dire, there is some money left over in the budget for “other.” And at this time of year, there is SO. MUCH. OTHER.
Last month, the other was Baby Girl’s birthday. This month, Halloween AND my anniversary. Next month, Thanksgiving and Christmas shopping (if I don’t start it this month.)
So, I find or develop planners. For Halloween, I use this one, which I devised myself. (It’s a rather large file and may be difficult to handle for some older model printers. If you find there are printing errors, try splitting the print job into pages 1-8 and 9-13.) For my anniversary, this year it’s just been a sticky note on one of my regular budget pages, because we didn’t plan much for this year. Thanksgiving … Well, in the past, Thanksgiving has been a nightmare amalgamation of many different planners. With any luck, I’ll have time in the near future to streamline that. I have planners for trips and birthdays and all sorts of other events. And, of course, I have a giant Christmas planner that could damn near be its own binder entirely.
What things do you find yourself planning on the micro scale? Have you been able to find or make a planner to suit your needs?